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The sticker price isn't the real price.

Most car comparisons stop at MSRP. We model the full cost of ownership — depreciation, fuel, maintenance, insurance, registration, financing, and opportunity cost. Compare up to 3 vehicles side by side with your actual numbers.

Vehicle 1

Vehicle 2

Vehicle 3

Vehicle Details

Vehicle Name

Acquisition Type

Purchase Price ($)

Down Payment ($)

Loan Rate (%)

Loan Term (months)

Sales Tax (%)

Monthly Lease ($)

Lease Term (months)

Due at Signing ($)

Lease Sales Tax (%)

Applied to monthly payment

Fuel

Fuel Type

Combined MPG

Depreciation

Depreciation Preset

Year-by-year depreciation rate (% of current value lost each year)

Year 1 (%)

Year 2 (%)

Year 3 (%)

Year 4 (%)

Year 5 (%)

Year 6+ (%)

Ongoing Costs

Insurance ($/mo)

Insurance Increase (%/yr)

Registration ($/yr)

Registration Change (%/yr)

Usually decreases as car depreciates

Maintenance Preset

Maintenance (cents/mi)

Maintenance Increase (%/yr)

Older cars cost more to maintain

Driving & Fuel

State (for avg. fuel prices)

Auto-fills gas & electricity prices. You can still edit them.

Miles Driven / Year

Fuel Cost Increase (%/yr)

Gas Price ($/gal)

Electricity ($/kWh)

Charging Efficiency (%)

Level 2 is ~90%. Level 1 is ~80%. Accounts for energy lost during charging.

Comparison Settings

Time Horizon (years)

Opportunity Cost (%/yr)

Return if down payment were invested instead

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Abel's Calculators

The sticker price isn't the real price.

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