Abel's Calculators — Smarter Decisions. Better Results.Abel's Calculators

Debt

Debt Payoff Calculator

Compare avalanche and snowball strategies side by side. See exactly when each debt gets paid off and how much interest you'll save.

Avalanche
Enter your debts to see results.
Avalanche Months
--
to debt-free
Avalanche Interest
--
total interest paid
Snowball Months
--
to debt-free
Snowball Interest
--
total interest paid
Interest Saved
--
avalanche saves
Payoff Timeline — Total Remaining Balance
Avalanche
Snowball
Chart shows total remaining debt balance over time for each strategy. The strategy that reaches zero first wins on speed; the one with less area under the curve wins on interest.
Debt Payoff Order — Avalanche
# Debt Name Balance Rate Payoff Month Interest Paid
Month-by-Month Breakdown